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Insurance is a crucial aspect to consider when renting a scooter in Pattaya. Most rental companies offer basic coverage, but it may not cover everything, so it's wise to ask for the details. - You might also want to consider purchasing additional insurance, especially if you plan on exploring more remote areas or if you're not very familiar with riding a scooter. It can provide peace of mind. - In case of an accident, having insurance can save you from hefty repair costs or liability claims, so it's definitely worth looking into. Make sure to read the rental agreement carefully to understand what is covered. Road-safety note: A rental shop handing over a motorcycle does not prove you are legally licensed or insured. Use the correct motorcycle entitlement and international permit where required, wear a proper helmet and verify policy exclusions.