Answer
In Pattaya, various payment methods are available for both locals and tourists, including:
1. Cash: The local currency is Thai Baht (THB), widely accepted in markets, small shops, and by street vendors. It's advisable to carry small bills for easier transactions.
2. Credit and Debit Cards: Major cards like Visa and Mastercard are accepted at most hotels, restaurants, and larger retailers. However, smaller establishments may prefer cash. Acceptance of Discover and American Express can vary.
3. Mobile Payments: Apps such as TrueMoney Wallet and Line Pay are becoming popular, especially among younger users. Some businesses also use QR code payment systems for transactions.
4. International ATMs: ATMs are common and accept international cards for cash withdrawals, although withdrawal fees may apply.
5. Currency Exchange: Available at banks, exchange counters, and airports; it's beneficial to compare rates before exchanging.